“We see it all the time.”
As long as we lived overseas, AdventureMan and I never had a problem with our credit cards. I used ATM’s all over Saudi Arabia, Qatar and Kuwait to make cash withdrawals when I needed what my Mom calls “jingle money,” you know, walking-around money for lunch out, for fabrics in the souks, for whatever we needed cash for. It was easy, and it must have been safe. We never once had a problem.
Now, we’ve had to change our numbers several times.
This one was particularly odd, though. I got a second notice on a card I call my “hurricane” card. When you live in Florida, massive calamity can happen literally overnight. You may have to suddenly evacuate to a strange city and need funds for emergency housing, and housing the pets. No running to the bank for a withdrawal when an area has been destroyed by a tornado; it can take months for infrastructure to be back up and running normally.
The charge was made just after we returned from traveling, so my first instinct was to check my wallet, and the card was not there. Oddly, while it was my account, it was AdventureMan’s card, which has a different number. He assures me he never made the change. I believe him; I find both cards safely tucked away, unused, in a safe place.
I call the bank. I explain that we had been traveling, but neither of us think we made this charge, the only charge on this card, the card we not only never use, but don’t even keep in our wallets. The bank lady takes a look and laughs and says “Oh yes. That was a bus ticket to Mexico. We’ve seen that before.”
Long story short, this kind of fraud has become so routine that they have routine practices that go immediately into effect to protect us, to protect their other customers and to restore our hurricane card.
But when she said it was for a bus ticket to Mexico, I burst out laughing, and all my anxiety disappeared in a heartbeat. No. I did not charge a bus ticket to Mexico, and neither did AdventureMan.
It’s just so odd, to me. These are cards that have never even been in our wallets. They never leave their safe place. How was someone able to use them?